> ## Documentation Index
> Fetch the complete documentation index at: https://docs.monieswitch.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet Tiers

<Info>
  Each wallet is assigned a tier (Tier 1, 2, or 3) that determines its transaction limits and balance caps. Every wallet comes with a dedicated account number for easy identification and transactions.
</Info>

## Tier Levels & Limits

<CardGroup cols={3}>
  <Card title="Tier 1" icon="money-bill-1">
    * **Daily Transaction Limit:** ₦50,000
    * **Maximum Account Balance:** ₦300,000

    <Info>Entry-level tier for basic transactions</Info>
  </Card>

  <Card title="Tier 2" icon="money-bill-transfer">
    * **Daily Transaction Limit:** ₦200,000
    * **Maximum Account Balance:** ₦500,000

    <Info>Intermediate tier for moderate transaction volumes</Info>
  </Card>

  <Card title="Tier 3" icon="money-bill-trend-up">
    * **Daily Transaction Limit:** ₦5,000,000
    * **Maximum Account Balance:** Unlimited

    <Info>Advanced tier for high-volume transactions</Info>
  </Card>
</CardGroup>

## Requirements By Tier

<Tabs>
  <Tab title="Tier 1 Requirements" icon="1">
    <Card icon="id-card" title="Basic Verification">
      **Required Documents:**

      * Bank Verification Number (BVN)

      **Personal Information:**

      * Full Name
      * Phone Number
      * Email Address (Optional)
      * Date of Birth

      <Info>Tier 1 provides immediate access with basic KYC verification</Info>
    </Card>
  </Tab>

  <Tab title="Tier 2 Requirements" icon="2">
    <Card icon="id-card-clip" title="Enhanced Verification">
      **All Tier 1 Requirements, plus:**

      * National Identity Number (NIN)

      <Warning>NIN verification is mandatory for Tier 2 upgrade</Warning>
    </Card>
  </Tab>

  <Tab title="Tier 3 Requirements" icon="3">
    <Card icon="shield-check" title="Full Verification">
      **All Tier 2 Requirements, plus:**

      **Identity Verification:**

      * Valid Government-Issued ID (choose one):
        * Voter's Card
        * NIN Slip
        * Driver's License
        * International Passport
      * Real-time selfie/image capture

      **Address Verification:**

      * Residential address (text format)
      * Proof of Address document (upload one):
        * Utility Bill
        * Water Bill
        * Internet Bill
        * Electricity Bill

      <Note>All documents must be recent (within 3 months) and clearly show your name and address</Note>
    </Card>
  </Tab>

  <Tab title="Verification Summary" icon="list-check">
    <Card>
      | Requirement      | Tier 1 | Tier 2 | Tier 3 |
      | ---------------- | :----: | :----: | :----: |
      | BVN              |    ✓   |    ✓   |    ✓   |
      | NIN              |    —   |    ✓   |    ✓   |
      | Government ID    |    —   |    —   |    ✓   |
      | Address Details  |    —   |    —   |    ✓   |
      | Proof of Address |    —   |    —   |    ✓   |
      | Real-time Image  |    —   |    —   |    ✓   |

      <Info>Each tier builds upon the previous tier's requirements</Info>
    </Card>
  </Tab>
</Tabs>

## Upgrading Your Tier

<Steps>
  <Step title="Check Current Tier">
    View your current tier status in your wallet dashboard
  </Step>

  <Step title="Prepare Documents">
    Gather all required documents for your target tier
  </Step>

  <Step title="Submit Verification">
    Upload documents through the verification portal
  </Step>

  <Step title="Wait for Approval">
    Verification typically takes 24-48 hours
  </Step>
</Steps>

<Warning>
  Ensure all documents are clear, valid, and match the name on your BVN to avoid verification delays.
</Warning>

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