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Each wallet is assigned a tier (Tier 1, 2, or 3) that determines its transaction limits and balance caps. Every wallet comes with a dedicated account number for easy identification and transactions.

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Tier Levels & Limits

Tier 1

  • Daily Transaction Limit: ₦50,000
  • Maximum Balance: ₦50,000
Entry-level tier for basic transactions

Tier 2

  • Daily Transaction Limit: ₦200,000
  • Maximum Balance: ₦200,000
Intermediate tier for moderate transaction volumes

Tier 3

  • Daily Transaction Limit: ₦5,000,000
  • Maximum Balance: Unlimited
Advanced tier for high-volume transactions

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Requirements By Tier

  • Tier 1 Requirements
  • Tier 2 Requirements
  • Tier 3 Requirements
  • Verification Summary

Basic Verification

Required Documents:
  • Bank Verification Number (BVN)
Personal Information:
  • Full Name
  • Phone Number
  • Email Address (Optional)
  • Date of Birth
Tier 1 provides immediate access with basic KYC verification

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Upgrading Your Tier

1

Check Current Tier

View your current tier status in your wallet dashboard
2

Prepare Documents

Gather all required documents for your target tier
3

Submit Verification

Upload documents through the verification portal
4

Wait for Approval

Verification typically takes 24-48 hours
Ensure all documents are clear, valid, and match the name on your BVN to avoid verification delays.

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