Each wallet is assigned a tier (Tier 1, 2, or 3) that determines its transaction limits and balance caps. Every wallet comes with a dedicated account number for easy identification and transactions.
Tier Levels & Limits
Tier 1
Daily Transaction Limit: ₦50,000Maximum Account Balance: ₦300,000 Entry-level tier for basic transactions
Tier 2
Daily Transaction Limit: ₦200,000Maximum Account Balance: ₦500,000 Intermediate tier for moderate transaction volumes
Tier 3
Daily Transaction Limit: ₦5,000,000Maximum Account Balance: Unlimited Advanced tier for high-volume transactions
Requirements By Tier
Basic Verification Required Documents:
Bank Verification Number (BVN)
Personal Information:
Full Name
Phone Number
Email Address (Optional)
Date of Birth
Tier 1 provides immediate access with basic KYC verification
Enhanced Verification All Tier 1 Requirements, plus:
National Identity Number (NIN)
NIN verification is mandatory for Tier 2 upgrade
Full Verification All Tier 2 Requirements, plus: Identity Verification:
Valid Government-Issued ID (choose one):
Voter’s Card
NIN Slip
Driver’s License
International Passport
Real-time selfie/image capture
Address Verification:
Residential address (text format)
Proof of Address document (upload one):
Utility Bill
Water Bill
Internet Bill
Electricity Bill
All documents must be recent (within 3 months) and clearly show your name and address
Requirement Tier 1 Tier 2 Tier 3 BVN ✓ ✓ ✓ NIN — ✓ ✓ Government ID — — ✓ Address Details — — ✓ Proof of Address — — ✓ Real-time Image — — ✓
Each tier builds upon the previous tier’s requirements
Upgrading Your Tier
Check Current Tier
View your current tier status in your wallet dashboard
Prepare Documents
Gather all required documents for your target tier
Submit Verification
Upload documents through the verification portal
Wait for Approval
Verification typically takes 24-48 hours
Ensure all documents are clear, valid, and match the name on your BVN to avoid verification delays.
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